If you and your spouse do not want to get a divorce but do want to live apart, you may wish to consider a legal separation. This process has the potential to be helpful if someone wants to consider reconciliation in the future but needs to be separate, financially and legally, from his or her spouse right now.
A legal separation can be the first step toward divorce, or it can be a solution for separating legally on its own. This does not end a marriage, so if you decide to get a legal separation instead of a divorce, understand that you will not be able to get married to someone else until you complete the divorce process.
The benefit of this is that if you decide you don't want to get a divorce after all, you simply need to file paperwork with the court to resume your marriage. Your attorney can help you submit that request if you're ready to do so. Additionally, if you decide that your marriage does need to end, then the legal separation helps simplify the process, since your assets are already split and other factors of the divorce may have been previously settled.
Your attorney can help you draw up a legal separation, so you can begin to move on with your life. Once settled, you can live separately without the fear of your spouse ruining your credit, using your bank account or interfering in your life in other ways. A good separation allows you to live separately financially as well as physically, so you can buy and do what you want.